When disability hits a small business owner or the primary producer of revenue, a Business Overhead Expense (BOE) Policy is critical to continuing the operations of the company and allowing time to determine the options available to the business. Without a BOE policy, a business is often forced to close its doors once disability strikes the principal. However, preparing the business for using BOE and managing the requirements for both the business and the information required for the BOE policy can be overwhelming for a small business and important benefits may be missed.

GIS offers its BOE Services Solution, the first of its kind in the marketplace, designed for small businesses. GIS becomes a partner and trusted resource to help with business challenges when disability strikes a principal in the business. Through preparation of the business prior to a triggering event, assistance with choosing and preparing a designated person, a claim concierge and assisting with the heavy lifting of paperwork, record keeping and management of requirements under the BOE policy, the business can focus on continuing operations and making critical decisions on the future of the company.